Saving For The Rain
Quite a bit could be learned from just flipping through the inspirational stories. So many people have benefited from learning to hold off and hold on, to get a hold of their finances.
1. Create a small emergency fund of $1000
2. Pay off all debt
3. Establish a full emergency fund to cover several months of living
4. Invest for retirement
5. Create a college fund for the kids
6. Pay cash when possible
7. Have fun
8. Give unto others
What is really appealing about Ramsey’s principles is that he perpetuates the idea of having fun and giving to others–it’s not all about amassing money like a Scrooge. What is not appealing about the book is that it is not only repetitive, it is basically a repackage of every other book he has published. However, no matter how many times he says it, it is still great advice, and if a person is looking for a plan on how to get out of debt, or is wanting to learn how to start saving early to stay ahead later or needs some encouraging testimonies of how others beat their own debt troubles, then this is a book to have on hand.
Folksy, down-to-earth, sometimes corny in approach, Ramsey never fails to inspire the goal of saving for those rainy days.
Disclosure of Material Connection: I received this book free from the publisher through the BookSneeze.com® book review bloggers program. I was not required to write a positive review. The opinions I have expressed are my own. I am disclosing this in accordance with the Federal Trade Commission’s 16 CFR, Part 255
- I very much trust Dave Ramsey when he says that the so-called “Affordable” Care Act STINKS! (ifhappinesscanlastforever.com)
- Dave Ramsey’s Total Money Makeover book (fiscallyfitchica.com)
- The Total Money Makeover by Dave Ramsey (lucky4jill.wordpress.com)
Good for you for receiving a good book that you very much liked! Great review!
BookSneeze allows reviewers to select their books which is one reason I’m reviewing with them. Some companies send out books to review that are difficult to stir up enthusiasm for.
I think this was a great review! I also love Dave Ramsey (one day I hope to do a post on my financial health/wealth building blog about what I’m learning from him and how his advice has helped me).
He definitely has some worthwhile tips, but he needs to update his percentages. 12%?1!?
Reblogged this on Bipolar Christian Rising Above ^ and commented:
Love this book, it has change my life!